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The M&S Bank is launching New Year's Loans and Credit Cards

The M&S Bank has started new credit cards and credit offers for clients who will review their financials in January this year. The new M&S credit cards "Reward Plus" clients who directly submit their applications to the M&S Bank in January will get 2,000 M&S points (worth 20) and an additional M&S coupon in the form of notes to the editorial office 1*[1].

You will also get dual points for M&S buying in the first 12 month and 0% interest on buys and carryovers for six month. Credit cardholder clients who take advantage of the rewards offered by M&S will also be awarded two points for every 1 pound they spend in M&S in the first year (1 point for every 1 pound in the following years) and 1 point for every 5 pounds they spend elsewhere.

The M&S points are transformed directly into coupons and sent quarterly to the customer. As soon as they have made their first purchases on their M&S credit cards, all new credit cards - whether Reward Plus, Shopper Plus or Transfer Plus - also get a 500 point bonusNotes to Editor 1*[2], valued at 5, which they can issue on them.

The M&S Bank has also returned its cheapest credit ratio - of 2.8% annual percentage point of charge (representative) - which is available for between £7,500 and 15,000 over 12 to 84 month periods for both new and current clients. The M&S Bank offers retail credit ranging from 1,000 to 25,000 and clients have the opportunity to take paid leave for the first three month depending on the credit citeria.

The M&S Credit Cards Plus Rewards Benefits: The M&S Bank also offers the offers Shopping Plus Shopping Plus Shopping Plus and Transfer Plus Transfer Plus for new M&S credit cards. Remarks to editors 1*[1][2] 2,000 points (worth 20) will be given when the ticket is first used within 90 workingdays. Five hundred points are added to the customer's first quaterly rewards mail (worth £5, which can be spent in M&S shops or online).

Please contact the M&S Bank media department for further information: Today, M&S Bank acts as a JV between HSBC and Marks & Spencer, but M&S Bank has its own bank license and board of directors. The M&S Bank offers a wide variety of finance services, among them checking account, the M&S credit card and a number of credit, saving and general liability insurances, while its travellers' funds offer the broadest selection of currency on the mainland.

The M&S Bank has 29 branch offices and over 120 exchange offices in M&S branch offices throughout the UK. The M&S Bank looks after almost 4 million clients. The HSBC operates 16. The company has 1 million clients in Great Britain and around 43,500 employees. HSBC offers a full line of retail, premium and retail bank products and solutions in the UK, covering bank deposits and mortgage loans.

In addition, it offers business clients for small and medium-sized enterprises as well as business and institution bankers. The HSBC Bank plc is a fully consolidated HSBC Holdings plc affiliate. The HSBC Group's HSBC Holdings plc holding is based in London. Serving clients around the world from around 4,400 office locations in 71 different markets and regions in Europe, Asia, North America, Latin America, the Middle East and North Africa, the Group has a global presence of more than 50,000 employees.

HSBC is one of the world's leading banks and providers of finance solutions, with total net worth of $2,557 billion as of September 30, 2016.