Where to get a Loan from

"Defaqto's David Black says there are some incredible deals for the beneficiaries. "Best interest rate is for those with the best rating. "Here are five of the best choices for a low cost loan. There are several ways to borrow inexpensively on a single major bank account. Now you can move your debts from an old map to a new map and get a free loan for one year or more.

The Barclaycard Platinum provides this option with a 2.9 percent final payment for 16 month, while Clydesdale and Yorkshire provide the same for a 3 percent charge. But they are few and far between and you need to have a good solvency to get one.

Virginal has a 14 -month interest-free term that offers this option. There is a 4 percent charge to send the funds for the interest-free time, which is more than the 2.98 percent charge you would be paying to send your funds from another major city.

They would then charge you 16 percent APR when the investment matures, so it's a good idea to make sure that you can disburse the charge during the term. MBANA Platinum has a similar setup, but you are paying 1. Nine percent for taking out the cash for a year. There is no processing charge if you make the payment in the first 90 business days, but four percent thereafter.

Nine percent. The ones who lend from the Zopa are rated and offer cash on the basis of their ratings. Seven percent for 36 or 8 month. Three percent for 60 years. When you want a loan from a conventional borrower, there are some good opportunities, especially at the bank in the grocery store.

7% annual interest on £7,500 to 14,999 loan. 7% annual interest on £7,500 to 14,999 loan. A nectar map (applicants must have a nectar map collected at Sainsbury's at least once in the last six months). 6% annual interest on £7,500 to 14,999 loan.

This relatively inexpensive offer allows you to pay over your mortgages or draw off cash (to a certain extent).