Where can I find my Credit Score

Precise method ology is confidential, but we know that the score is achieved by taking into account the following points: your paying behaviour.

That information makes up a good percentage of your credit rating. Finally, who wants to loan cash to someone who has a success story of not having to pay his debtors! A further percentage of your score refers to your credit and in particular how much you borrow against the overall credit limit you have.

A part of your creditworthiness comes from things like the ages of your credit histories. Have you got ready saving plans? What is your credit line with your credit card? You got a crappy loan? The valuation, however, differs between bank and building society and there are many extra information resources that are differently weighed depending on the lender.

When you are a well-paid, self-made professional, you may have more assets than your neighbor, but if your earnings are based on self-employment, you may get fewer points than you might think. Creditors like instability, and they generally put it on a par with long-term work. Considering all of the above points, it may come as a surprise to you to find that having a home loan actually enhances your credit rating, especially if a few years of periodic repayments have passed and especially if your home's value grows.

At least in respect of credit conditions, your mortgages become an assets. In order to verify your creditworthiness, please contact one of the large credit bureaus such as Equifax, Expert or Call Credit - or watch this brief movie for more information.