What's the Easiest Credit Card to get with no Credit

The Best Alternate for UK Miles & More Credit Cards

On Wednesday, MBNA sent a message to the Lufthansa customers informing them that their credit card will be closed on 28 July. It is the last credit card of the MBNA carrier to get the mail. Some of you may have these tickets and using the credit card has prevented your points from running out.

There' s no other way to forfeit your accrued Lufthansa mileage three years after you have earned it, unless you have Lufthansa mileage. I thought today I would go through the choices if you still want to accumulate mileage from a credit card, or an interesting alternate from another carrier.

While there are other ways to earn your mileage from a credit card, please be aware that this does NOT prevent your mileage from forfeiting. That can only be an authorized Lufthansa credit card. Do NOT expect these tickets to be returned under a new name. As a result, the amount that merchants could be charged by payments processing companies for credit card acceptance was limited to 0.3%.

It' s very hard to operate a milestone map on this foundation. American Express was the second rider to be hauled into the 0.3% ceiling, although it was initially considered out. The American Express company chose to withdraw all its licenced tickets from the marked, meaning that MBNA, Lloyds, TSB and Barclays had to stop selling Amex brands such as the Miles & More tickets.

Which is your best choice for your credit card? And the good thing is that there are still opportunities in the UK to collect your frequent flyer or customer card mileage. Merit rates are also fine. Starwood Preferred Guest American Express credit card is the highest way to collect mileage.

You' ll receive 3 points for every 1 pound you spend which you redeem into 3iles & More mileage at a ratio of 3:1. Converting into blocks of 60,000 points will give you a 5,000 milestone, which means you will actually receive 1.25 Lufthansa mileage per 1 pound used. It' not as liberal as the MBNA credit card, which gave 1.5 mph per 1 on the American Express item and had no annuity, but it's not too good.

A £75 per year SPG card charge will entitle you to a 30,000 points sign-up reward (10,000 million points). That makes the card very worthwhile, at least for the first year. is not a member of American Express Membership Rewards. That means that the purchase of either American Express Preferred Rewards Gold or American Express Platinum is not very appealing.

Each of these maps gives you 1 Member Reward Point per 1 pound spend. You' d have to change it to Starwood Preferred Guest in a low ratio of 2:1 and then continue to conversion to more. That means you only earn 0.5 million points for every 1 pound you earn on Amex Gold or Amex Platinum.

However, these tickets have good sign-up discounts. The Amex Gold receives 20,000 points for registration, while the Amex Platinum receives 30,000 points. While I do NOT suggest this as the best way to earn Lufthansa mileage in the long run (the SPG card is the right way), it's a good idea to get a "free for one year" American Express Preferred Rewards Gold, move the 20,000 points to Starswood and convert them into 10,000 shares of them.

Collecting Lufthansa mileage with a Mastercard or Visa is now more difficult and less profitable. They can' get anywhere near the 0. 75 mil per 1 that the free MBNA Visa card quoted is 75 mils. An IHG Rewards Club Mastercard (0.2 points per 1, provided you earn 10,000 IHG points in 2,000 air miles) or, with the 99 IHG Rewards Club Premium Mastercard, 0.4 points per 1, is the only slightly respectable Visa/Mastercard card available. There is a sign-up credit on these card types.

IHG Mastercard, which is free of charge, contains 10,000 IHG points valued at 2,000 points per mile. £99 Premium Card contains 20,000 IHG points valued at 4,000 points per mile. Undoubtedly, the two Virgin Atlantic Mastercards are the most lavish Visa or Mastercard cards on the market - either the Virgin Reward Mastercard (free, 5000 award bonus) or the Virgin Reward+ Mastercard (£160, 15000 award bonus).

You' ll earn 0.75 mile per 1 on the free card and 1.5 mile per 1 on the card purchased. Much better than any Avios or hotels card. At 0.75 mile per 1, the free Virgin Atlantic card is what you received from your old free credit card for non-Amex spending.

However, the only drawback is that without shorter distances you probably won't be able to collect enough pure credit card mileage to get a good refund, so the maps are best suitable for Virgin Flyer regulars. Avios / Asia Etihad Guest / Singapore Krisflyer collectors (if you have a high income) are best long-term Avios / Asia Etihad Guest / Singapore Premier Mastercard or HSBC Premier World Elite Mastercard.

You' ll get 0.5 points per £1 on the free card and 1 point per £1 on the £195 World Elite card. The best choice if you just have a free Visa or Mastercard and want to accumulate Aviation Credits is the Tesco Clubcard Mastercard. Receive 1 Clubcard point per 8 pounds issued, equivalent to 0.3 Arios per 1 pound, but Tesco will round off each deal to the next 8 pounds, meaning your real earnings rates are lower.

These are the choices I reviewed in my United Lines card review last night. In simple terms, with Starwood Amex or Amex Gold or Amex Platinum you can make 1 Star Alliance per 1 pound you spend on the following airlines: These are my ratings of the above maps, which also explains the available sign-up bonuses:

APR 57 Agent, American Express Preferred Rewards Gold. 6 per cent floating, inclusive of annuity charge (free in year 1), calculated on a fictitious credit line of 1,200, interest on 22nd percentile buys. Referrals are primarily predicated on the earning of points and mileage, and do not take into account interest charges, credit ratings, credit histories or credit level effects.

When I recommend credit card on this website, I am - from a technical point of view - a creditor.