Reverse Mortgage Specialist

An inverted mortgage can help older people make the most of their retirements.

Living in your own home (which you still own and have monetary liberty to spend your Golden Years in convenience and security.

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1988: Eldest alive man of all times

Joan Louise Calment (France) led a peaceful and peaceful existence. In 1896, her wedding to a prosperous, faraway co-usin, Fernand Nicolas Calment, in 1896, means that Jeanne does not have to work for a living. Now, she is a young man who has been able to earn a fortune for many years. Unavoidably, in due course, the people around her would die - among them her man (poisoned by some rotten berries, 73 years old), her daugther Yvonne (who in 1934 die of pneumonia) and even her grandchild Frédéric (who in 1963 was killed in a motor accident).

Not Jeanne, though. In 1965, as she had no inheritors, a barrister by the name of André-François Raffray and Jeanne founded a reverse mortgage. Under this agreement, he would give her 2,500 Swiss Franks each and every months until she passed away, whereupon he would heir to her flat. Monseiur Raffray (47 years old at the time) must have found it a good business - after all, Jeanne was 90 years old at the age.

Unbelievable, but Jeanne survived. Thirty years later he passed away and his wife and daughter resumed the work. Upon her passing, they had more than doubled the value of Jeanne's home. For most of her lifetime Jeanne was in good physical condition - she even started to fence at the young age of 85.

Joan had been a smoker from the time she was 21 and only stopped at the tender age of 117. She became the oldest surviving woman two years later, on January 11, 1988; and two years later, at the tender age of 114, she performed as herself in a movie about Van Gogh, Vincent et moi (1990), making her the oldest movie actor of all time.

At the age of 120, her vocals appeared on a four-track CD, Time's Mistress: Because of her calm state of mind, Jeanne probably lived a long, long time ( "That's why they call me Calment," she joked in 1996 on her 122st birthday), and may have been helping her ward off seniority - she clearly stayed in thought until the date she died in 1997, at the age of 122 years 164 years.

Joan was also known for her joke and felt that her humor also contributed its part to her remarkably long life.