Reverse Mortgage Lenders List

An inverted mortgage is exactly what it sounds like.

Lender Handbook - Council of Mortgage Lenders

If Accord Buy to LetWhere the mortgage offer expressly refers to the credit as Buy to Let Buy or Remortgage, we do not need approval of the mortgage, but we do demand that our rental terms and condition are adhered to. ACCL Mortgages LtdYes - the approval is included in the mortgage agreement of Accord Mortgages (ACCL 0002).

You should also include information about any other right in the ownership. InternationalYes, you should also state any other right in the ownership. PLCYes Aldermore Bank (on our default form), unless the mortgage offering states that the mortgage is on a buy-to-lease base.

• anyone who has a monetary interest in the real estate. Aviva Equity Release UK LtdYes Bank of Cyprus UKYes Bank of Ireland (UK) plcYes, except where the debtor has obtained a buy to let offer and an insured short-term lessee is in the real estate.

We do not demand in such cases that the insured short-term lessee signs an agreement to the mortgage. The Bank of Ireland as Bank of Ireland MortgagesYes, except where the Mortgagor has obtained a Buy to Let Offer and there is an insured short-term lessee in the Real Estate. We do not demand in such cases that the insured short-term lessee signs an agreement to the mortgage.

Derogations are: all children of the Mortgagor or children of someone who lives with the Mortgagor who is over 17 years old; and (where the Mortgage is a purchase to rent one out) all Residents who are Renters who have subscribed to a secured Shorthold Rent.

The approval is contained in the Company's mortgage certificate (BBSL 0002). MidshiresYes, except borrowers' children or children or sons or children of someone who lives with the borrowers who is over 17 years of age. Buckinghamshire Building SocietyYes. Our default letter of agreement will be mailed with the mortgage proposal.

You should also include information regarding any other right in the property. You should also give information about any other right in the ownership. Familybuilding Soc (a trade name of National Counties BS)Yes. Fleet MortgagesYou are advised of the conditions of the mortgage offering.

Only those who occupy the land in accordance with the mortgage offering and mortgage condition are entitled to take up employment. Our declaration of agreement must be filled in by all residents 17 years of age or older or anyone who has a pecuniary interest in the real estate.

When the mortgage is a purchase to rent out the mortgage and the real estate is rented on its completion, you should make sure that there is a secured short-term lease and that our interest in the real estate prevails over that of another individual. GE Money Home Lending LtdGE Money Home Lending has pulled out of the UK mortgage markets.

HalifaxYes, excluding borrowers' children, or children or subsidiaries of someone who lives with the borrowers and is over 17 years of age. A Halifax Loans LtdJa, other than the borrower's own children, or children who live with the Borrower and are over 17 years of age.

The Hampden & Co. plcJa and approval should be in the bank's default format. They should also give particulars of any other right in the ownership. Commercial banksYes, except for all the borrower's adult pupils who live outside their home. The Hinckley and Rugby Building SocietyYes, a copy must be sent to Principal Ofice, Mortgage Department, Advances Section as soon as the undersigned copy is delivered and the copy must be sent with the titles.

The Holmesdale Building SocietyYes. a) All persons 17 years of age or older; d) All persons who may have a monetary interest in the real estate. a) All persons 17 years of age or older; d) All persons who may have a monetary interest in the real estate. Smart FinanceYes, except for borrowers' children or grandchildren, or the children or grandchildren of someone who lives with the borrowers and is over 17 years old.

The Kensington Mortgage Company LtdYes (on our default form) unless otherwise stated in the quote. Yes, unless the mortgage is express as a Buy to Let agreement. Our proforma must be used and sent directly to the user. On no account should the application be sent to the borrowers.

If you believe that the rules will not properly safeguard our interest in the real estate, you must inform us. The standard declaration of the Society by the user is to be used under all conditions. LendInvestYou are advised of the conditions of the mortgage offering.

Only those who occupy the land in accordance with the mortgage offering and mortgage condition are entitled to take up employment. 20/40Yes, excluding borrowers' or borrowers' children except those who live with the borrowers. a declaration of agreement is necessary for:

Informed agreement is not necessary for: Our declaration of agreement, Magellan HomeloansYes, must be filled in by all persons 17 years and older. Monmouthshire Building SocietyYes. National Counties Building SocietyYes. National Westminster Bank plcConsents are needed by all residents of the real estate at the ages of 17 and over, except borrower's minor child under 26.

A lifelong mortgage requires the spouse and partner to be co-owners and mortgage lenders. When our mortgage statement is issued on or after 2 March 2011, the consent and deferment agreement is now part of the new mortgage agreement (which contains the mortgage conditions for 2011) and should be filled in before the mortgage agreement is sent to the Land Registry.

Flexible Offset Mortgage Agreements for use have been provided with your directions and should be sent back to us after closing if applicable. At Nedbank Private Wealth LtdYes - we will be providing a certificate of deferment. On no account should the application be sent to the borrowers. If you believe that the rules will not properly safeguard our interest in the real estate, you must inform us.

At Paragon Buy to Let MortgagesWe we only allocate funds for the purchase of real estate. Only those individuals who fulfil our rental requirements as set out in our Mortgage, General Business and Offering Conditions are eligible to be employed on or after conclusion of our Term Loan. Please note our default agreement.

Our declaration of assent, Paratus AMC LtdYes, must be filled in by all residents 17 years of age or older or anyone who has a monetary interest in the real estate. When the mortgage is a purchase to rent out the mortgage and the real estate is rented on completion, you should make sure that there is a secured short-term lease and that our interest in the real estate prevails over that of another individual.

Yes, please inquire with the borrower(s) and obtain all necessary information and the agreement of all users. Accurate Mortgages (Charter Court Financial Services Ltd)Yes - use our default mortgage application formula. Once completed, all completed blanks must be sent to the Mortgage Service Team at PO Box 6075, Wolverhampton, WV10 4TD.

Mortgage Deed includes the consent form. If you believe that the rules will not properly safeguard our interest in the real estate, you must inform us. Unless the mortgage offering states that the mortgage is on a buy to let base and the residents are under a secured shorthold lease, Raiffeisen Mortgage LtdYa mortgage.

Sainsbury's BankYes, unless the squatter is a child/brotherhood relative of the debtor or is between 17 and 25 years of age and in full-time training at the date of the credit or extra credit. You should use our standardised consent, postponement and fee forms available from the Offer & Completion Centre of the Mortgage Centre which will give your directions (as described on the front of the Offer Document).

Upon receipt you should send these to Santander UK plc, Mortgage Customer Services, Customer Services Centre, Narborough, Leicester, LE19 OAL(DX 11000 Leicester 14). Secure Trust Bank PLCYes (on our default form), unless the mortgage offer states that the mortgage is a buy-to-lease arrangement.

The Skipton Building Society requirement applies when there is only one debtor. Refer to the mortgage proposal for these demands (and the documentation to be used) to us known occupants. They should notify our completion team of the presence of other prospective persons 17 years of age or older who are not listed in the mortgage offering so that we can validate our requests.

Saint-James Place BankYes, except for borrowers' children, boys or girls, or someone who lives with the borrowers and is over 17 years of age. 2. We' re only lending for buy-to-lease real estate. Royal Bank of Scotland plcC approval is requested from all residents of the home from the ages of 17 with the exception of borrowers' under 26 year olds.

A lifelong mortgage requires the spouse and partner to be co-owners and mortgage lenders. When our mortgage statement is issued on or after 2 March 2011, the consent and deferment agreement is now part of the new mortgage agreement (which contains the mortgage conditions for 2011) and should be filled in before the mortgage agreement is sent to the Land Registry.

Flexible Offset Mortgage - Consents for use have been provided with your directions and should be sent back to us upon conclusion. Royal Bank of Scotland plc Direct Line MortgagesConsents are mandatory for all residents of the home from the ages of 17 with the exception of the borrower's under 26 or under.

Royal Bank of Scotland plc Direct Line OneNo approvals are not necessary for the borrower's child under the age of 26 who has no interest in the policies. However, consent is needed for all other persons 17 years and older. Royal Bank of Scotland plc First ActiveConsens is mandatory for all residents of the home from the ages of 17 with the exception of the borrower's under-26s.

Royal Bank of Scotland plc Natwest one AccountNo consent is not necessary for the borrower's child under the age of 26 who has no interest in the policies. However, consent is needed for all other persons 17 years and older. Royal Bank of Scotland plc One AccountNo consent is not necessary for the borrower's child under the age of 26 who has no interest in the policies.

However, consent is needed for all other persons 17 years and older. Royal Bank of Scotland plc Virgin OneNo Consent is not necessary for the borrower's child under the age of 26 who has no interest in the policies. However, consent is needed for all other persons 17 years and older.

Tipton & Coseley Building SocietyYes. Topaz Finance LtdYes. Ulster Bank Ltd. must be obtained from all residents of the real estate from the ages of 17, with the exception of the borrower's under 26 or under. A lifelong mortgage requires the spouse and partner to be co-owners and mortgage lenders.

When our mortgage statement is issued on or after 2 March 2011, the consent and deferment agreement is now part of the new mortgage agreement (which contains the mortgage conditions for 2011) and should be filled in before the mortgage agreement is sent to the Land Registry. Please fill in the consent form and postponement separately on our Fördertechnik website if our mortgage statement is due before 02 March 2011.

When the mortgage is closed, this certificate must be handed back to us.

On no account should the application be sent to the borrowers. If you believe that the rules will not properly safeguard our interest in the real estate, you must inform us. the Yorkshire Bank Home Loans LtdYes. Yorkshire Building SocietyYes - the approval is included in the mortgage certificate of the company (LF 0002).