Getting a home Loan with Fair Credit

I would like someone to tell me before I sign up for a auto loan what the odds are that I will get the following: I have 783 points, which means that I have a fair loan with the same credit card from over 3 years. Since you have 3 years of addressing and a British license, this is a good first.

Have you got a down money that increases your odds and how much would you like to lend? £7,500 over 4 years at a typical annual percentage rate of 25. 4 per cent (fixed) and a down of £0. 00, the amount to be paid would be £239. However, with reasonable/average credit you will be looking to be able to make some 20% APR payments, the rate will be adjusted by the lending agent you get licensed through (not us). 5000 over 48 month would give you a one month payout of around £140.

Is this really "poor" and giving up the search for auto-financing? Hello, I signed up 3 nights ago to take on the voting part, but it doesn't appear in my credit record yet. I have a partial swap or can make a £1000 payment. Hello Greg, thanks for the additional information and good tidings about the bail and the swap of parts.

I' m having problems getting recognition for a ride. I' d like to rent about 9000 and have a £1000 payment. Work fulltime, making 35 pounds a year and thinking my credit is fair. So what's the likely hooded thing for me to get through? A £600 deposit and I was wondering whether I can get funding - but nothing too costly?

Hi, I am asking for a auto loan for approx 3000 - 5000 and I have approx 300 down payment. Well, my expert evaluation is 864, which is considered fair. In January I requested a few credits and was refused and I didn't realize how much this would impact my credit company!

How high are the odds of being authorised for a 5000 loan with a £500 investment? I hesitate to submit an application for anxiety about compromising my creditworthiness. I' d like to buy a goddamn automobile, but I can't get a loan. Two years ago I was taken on by naturwest (my local banking partner for 10 years) for a £4,000 loan and the loan was almost disbursed.

£2,000 which I am withdrawing and I do not have any other loans overdue. So I go to the kinwest and ask to refinance and addition to my debt. Why I don't understand, because I have a full employment and I am going to spend all my credit on schedule and I have never lost a single balance.

It feels like I'm being dealt an unfair treatment because I've worked really hard to win a credit rating, but I still have bad interest and banks that refuse to loan me cash. The last £10,000 they offered me was when I went to get my loan! Why? Hello Rachel, I have a good credit record - 822 on Experian.

I' m also on the electoral list, but only for 6 month at my current location and for the first one. I' d like to know if it is possible to get funding for a vehicle valued at around GBP 185k if I have a down payment of around GBP 5k (which means I still need GBP 13k).

I' ve got a full-time gig and make £1500 p/m after deduction. Well, I don't have three years of adresses. I' ve been living in the UK for 30 month but have moved my home 3 x during this timeframe. Hello, Rachel, thanks for the quick answer. It has now risen to 862 points since I last reviewed my credit reports.

My monthly income is around 520 and I would like to request £3999 funding. Hello there, I have a credit score of 787, I'm on the election making 900 a month and want auto financing for about 6000 pounds. There is no down payment, but I will part with my £1200 valued vehicle. Your highest credit exposure value indicates a higher level of creditworthiness.

So, what are my odds of getting money? Equifax's 2005 loss was in the Equifax account and I have now disbursed it. Got a driver's license, 1,000 -£1,500 down payment and looking for a rental for about 6,000 -£7,000. I' m a full-time employee. I' ve done stupid things with my credit in the past, but in the last five years or so I have done it really well.

Hello, I want to buy a vehicle on financing. My credit score is fair at 785 points, but I have 2 failures that I have compensated. How are the odds that I will receive financing at a sensible price? I' d make a £1,000 down payment for the automobile. Hello, I'd like to fund a new vehicle for £12,300.

There are 2 credit card's (one with 800, one with 400) and I still pay them, I also pay 2 loan's (one 5000, one 1500) at the moment. Here I am. Thank you for the quick answer! My credit is 750 (fair). £1000 deposition and a auto to part replacement as well.

Hello, I'm looking for auto financing for about £3500 - £5000. Well, I can get a down payment of about £400. There is an old payment failure that has been paid and is due to be cancelled from my credit card in December of this year (2012). Do I have a possibility of getting auto-financing?

My credit record is good - 862 on Experian (almost bordering Good) and 463 (Good, and 12 points from Excellent)) on Equifax. I' m also on the voters list, but only for 8 month at my current location and for the first one. As I last spoke to you, I have converted my EU driver's license into a full British driver's license, which I should get by mail at the most.

I' still looking for financing for a vehicle valued at GBP 185k and now have a down payment of GBP 6.5k (around 35% which means I still need GBP 11.5k). I' ve got a full-time gig and make £1500 p/m after deduction. Hello, Rachel, this is great newsworthy. I' d look at a 4-year funding just to make sure I have enough to spare for a wet night :)

If I can lend 185k, what happens to the remainder but the vehicle you find for me is less than 185k? Hello, Rachel. Wouldn't take care to put a lower deposit in this case since I don't need the cash-back, was just wondering what will be happening in this case.

In the meantime, I wouldn't object to having to pay fees to get the vehicle secured (I have a vehicle with a certain motor etc in my head that I want to talk about on the telephone, but it's Ford Mondeo). I' m currently making a credit payment, so the entire balance must be paid out.

I' ve just paid off my loan, too. I' m just wondering if I can get credit for a car above £5000-£7000. I' m currently taking home after taxes about 1050lb. I' ve had a belated payoff in the last six years of credit history. Really? How are my odds of getting a loan of around £13000?

I' ve got a fair credit score of 875. I' ve had a number of credit scans lately and I'm near the border on my 2 credit card's. I looked at the purchase of a new automobile and was concerned about obtaining credit. I' ve been licensed for auto financing, but they want a £2800.

00 cash up plus £230. Hello Karolina, since you have been in the UK for more than 3 years, you have a full Time job, a 10% deposit and the fact that you are on the voter roster should we be able to approve you. Hello Rachel, I was recently rejected by my local banking institution for a loan of 5,000 for a vehicle.

Do you think I'd have any better luck with your application? My credit cards are worth 1,300 a month, and I' m on the voter list at my home adress for 20m. Thank you for your while. Hello, I'm looking for a loan and my credit record is fair.

Well, I don't want to score another goal and ruin the story. How are the odds of you providing me with a loan and a wattage? Got a barter or sale vehicle for a 3k pound down payment. You always pay on schedule. I' m in the Army with a ?K income.

PCP arrangements with Renault and MINI Financial and HP arrangements with Blacks Horse and Alphera Financial. Hi, my 778 Expert 778 reports (reasonable) and I'm looking to swap my auto towards a Honda CR-V, I have 994 pounds of excellent financing on my available auto right now, so don't let much go for a dump than its 05 Ford Mondeo State.

My licences, utility bills and pay slips are British, but I only work part-time (low pay). Well, I need a ride because my place of work is far away from home. I can get auto loan on auto valued at about 1000-1500 with 2 years payback. I still have 400 to pay back on my credit card (vacation).

Hello Rachel, I make about 2300 pounds a months after taxes, sometimes more. It is our goal to disburse early say in about 2 years in order to also rebuild the credit story. Hello, Rachel, thanks for your answer. I' m trying to prevent too many credit scans being carried out. Hello, my credit standing with Experian was fair at the end of September12.

I have been in full-time work since 12 October. If my credit standing is knocking, I don't want to meet auto dealer. They would need to submit an offer so that our writers can take a better look at your credit history and try to place you with one of our creditors.

It will only be sent to those creditors we believe you agree with, so you do not need to include unnecessary research in your credit history. Now I just tested experian again and its 899. And I have no idea whether this is a real reflexion on whether I would find recognition!

I needed a 1 5-k auto loan. It is possible for me to get a loan since I became self-employed three month ago and also what the interest for the loan is. An underwriter can then evaluate your credit history and place you with a suitable underwriter.

Hopefully this will help, Rachel, Hi Rachel, ive just checked my creditworthiness and its 779 and i have to buy a car for financing, is it possible? Am i going to get licensed? Mine is 830 creditworthiness, which is in fair catering, im well aware of why its 830 and its frozen because of the credit cards, the interest rates should be, all prior loans have always been repaid.

Could I make 830 bucks? There'?s no cash for a single down-payment. Also I had a belated payout last month but now agreed, I am earning around 38000 after taxes, am on voter register, have kept a British license for 10 years, own a mortgages that lives at the same address for the last 8 years and look to buy a £8000 auto valued with a deposit of 500 pounds.

How are my odds of getting a loan when I'm 34 years old? Now I have corrected this with my congregation. I' m also a landlord elsewhere, you could help me with a Chevrolet Captiva. Hello Emma, if you wanted a new automobile for financing, you would have to have another credit history, as you say.

Recently I was rejected for funding with Citroen Finances. Hi, I'm looking to get auto financing on a BMW that' around 22k pounds to. My payment is £5000 and my payment is £280 p/month. Admittedly, you have a shot at being admitted to a PCP degree with BMW, so make sure you continue and apply with them first.

Since you don't have a lot of spending, this will look good as you are not overly exposed towards the lender's view, however 17,000 on finances is a massive demand with the salary you are currently receiving (although you say you can afford it). Except for 3 failed credit cards I was on schedule for my credit cards except 3 failed credit cards (only 1 months in backlog x 3) in 2008 and 2009.

I' ve just been paying off 23k credit cards over the last year. Hello, what are the odds of getting a £25,000 auto loan? I earn 1,200 a monthly, I have a good credit standing, I have been working for 4 years, have been living at the same place for 10 years and have never failed to make any payment in the past.

Hi Rachel, I am 22 years old and previously had 2 failures on my credit history, but they were just disbursed. I' d like to buy a 40k pound auto but I have another 130k pound stock which makes me need the rest of the 110k pound for financing. Hello, I'm typing for my spouse and he has a credit score of 700 to 800, which is fair.

He' s had a standard value in the past, but he already bought it out a while ago and now has a good credit score and he wants a £22,000 auto and he has 4,000 as a down payment, but he finds it hard to get money. It' s with the bench because it was a small load that turned into more loads while I was denying the guilt.

Another my other questions is, can I still get a loan as a self-employed? Good tidings are that we have creditors on our panels who help individuals with previous failures to get auto financing. A £1k payment will certainly help, so please place it on the claim page.

Hello Rachel, I recently contacted a Mazda dealership looking for auto financing as my vehicle is currently being scraped for parts due to damages. Well, the fact that you have a college loan won't affect your odds at all. Borrow 7,500 over 4 years at a typical annual percentage rate of 25.

4 per cent (fixed) and a down payment of 0. 00, the amount to be paid would be 239 pounds.