Getting a first Time Mortgage

At any time the quotation may be modified or cancelled. Let us advise you which mortgage is best for you. Have a meeting with a mortgage advisor at your nearest office. Let us advise you which mortgage is best for you. Speak to our highly skilled financial advisors by telephone.

First-time mortgage purchaser offering

£100,680, due over 34 years, first at a 2.89% interest for 3 years and then at our standard variable interest of currently 4.95% for the remainder of 31 years. Doing so would involve 38 months of £387.92 and then 369 months of 486.34 plus one last £492.95 pay.

To be paid in full would be 194,888.37, consisting of the principal plus interest (94,013.37), processing charge (0), appraisal charge (0), CHAPS/telegraphic charge (0) and safety charge (95). See our mortgage product chart for details. Others are available for those who buy their first home.

Mortgage for first time buyers | Purchase your first house

We have already assisted tens of millions of people to obtain a first-buy mortgage and move into their first home. To directly enter the display of our best first-buyer mortgage businesses, use the above keyword lookup. However, if you want to know a little more about how buyers mortgage works the first time, continue reading.

They can get a good idea as to the magnitude of the mortgage that you would need by considering areas that you would like to be living in and kind of property that you are considering buying. Usually, the larger the investment, the better the mortgage business you can get, and therefore the lower your total payments will be.

While usually the best mortgage for first time buyer is obtained by a good down payment, you can still get a mortgage with a 5% or 10% down payment. As soon as you have a loan and a down payment, you can use our redemption calculator to get an impression of what the redemption payments would look like.

The credit approval process (also known as "approval in principle" or "AIP") allows us as lenders to decide whether we can grant you a loan and how much we can loan. They can make a credit decisions on-line in only 10 min or if you rather wish a consultation, you can call us or talk to a mortgage advisor in a subsidiary.

It is time to begin looking at the available first mortgage buyers to find the best possible options for you. Use our mortgage finder at the top of the page to find a mortgage transaction from our latest first-time buyers offer - all you have to do is provide some detail about your real estate value, your investment and your mortgage time.

As an alternative, you can inform yourself about the types of mortgages we provide on our pages Fixed-rate mortgage and Offset mortgage. Some of our mortgage business also includes an incentive for first-time buyers. Here we ask for the detail of your new real estate and you can choose a mortgage transaction from our selection.

Your job interview can be done on-line, without consultation. Mortgage insurers will start evaluating your mortgage within approximately 48 working days of your request. Quotation - this is a paper that will tell you that your mortgage has been arranged and the conditions of your mortgage.