Credit Check no Credit Card

Splitit payments with your Mastercard and Visa credit card (no direct debit card).

Splitit payments with your Mastercard and Visa credit card (no direct debit card). Not a credit card? please note: a wire transfer for the amount of your order is supported as collateral during the entire term of the scheme. Retaining authorization will ONLY be debited if a credit card is rejected for a month (the retention authorization may appear as "pending" on your credit card statement).

Adequate Required Available Credit must be available on your credit card both for the total amount of your pending purchases and for the total amount of your total payments during the life of the scheme. The credit card company may bill you interest on any amount debited to your credit card, unless you fully repay your credit card account each and every calendar month. Please note that your credit card will be subject to interest.

You will need to promptly refresh your credit card information. If your merchant still declines to authorize the amount due again, we must immediately debit your credit card for the entire amount of the pending payment. Splititit - How does it work? Splititit provides you with a versatile way to make interest-free payments by booking the available credit line on your credit card.

Splititit then, every months, according to your schedule of installments, withdraws the installment amount and issues the authorization application for the remainder again. It' important to remember that your credit card will still be debited for your current purchases. Splititit offers you the possibility to do this and information about the rates.

This is an example of how the services work for a client who buys a 1,800 pound bag in 3 installments of 600 pounds each: Splititit receives approval from the credit card organisation for the full £1,800 transaction. There is no fee on the card; it just reserves £1,800 from the customer's credit line.

• credit card companies then debit the client with 600 for the first transaction. - During the second splititit applies for approval of the £1,200 balance during the second splititit monthly period and bills the client for the second splititit monthly instalment of £600. - This approval and loading procedure will continue until the full 1,800 pounds are accumulated - in this case for 3 months.

This is an interest-free form of payments with no extra charges, services, interest or concealed charges of any kind. Do I only get my article after I have paid? Your article will be handled according to the first installment and will be shipped to the head office as usual after it has passed the quality control.

Do I have the right to use Splitit? If I use Splititit, what happens to my creditworthiness? Nothing, no credit check is necessary if you are using a split installment scheme and there is no effect on your creditworthiness. Rejecting one of your payments still does not influence your credit standing, but is merely a rejected fee.

Rejection would just speed up paying the remainder (unless you specify another card that was not rejected). What credit card does Splititit accept? With Splititit you can make payments with a Mastercard or Visa. We do not accept American Express, prepaid and direct debit card. What are the credit card billing rates?

This payment appears every month according to your installment schedule, each with the same fee amount.