Best Mortgage 2016

The Home Trust has a more personal touch that will take the hassle out of understanding the customer and his needs. Combined with tailor-made solutions for this targeted home markets, Home Trust can help these customers fund their home, fund higher rate debt or refurbish current housing. However, the firm also assists debtors who have substantial capital in their houses but may not have a verifiable source of earnings or an excellent track record.

By offering a full array of alternatives and meeting the needs of these underserved customers, Home Trust Company - a fullyowned subsidiary of Home Capital Group (TSX:HCG) - has built a strong and robust client base with secured and unsecured mortgage portfolios. Whereas private mortgage loans form the heart of Home Trust Company's operations, finance is also provided for offices, hotel, commercial as well as industry buildings.

The Home Trust System uses sophisticated IT technology to increase information accessibility and accelerate application throughput. Welcoming the stricter regulation of the mortgage markets, the firm argued that the additional strength would benefit the whole mortgage markets. Oaken Financial was founded in 2013 to make its investment product available to a wide public via a special web-based website.

In the past year, Home Trust bought CFF Bank (Canada First Financial Bank) in Oakville, Ontario, expanded its geographical presence and gained new clients in Manitoba, Saskatchewan, Alberta and British Columbia. Jury recognizes the organization for driving internal expansion through innovation and caution. The Home Trust Company is chosen as the 2016 Best Mortgage Solutions Canada Award recipient.