0 down Mortgage

A new 100% mortgage, no deposit required

Developed to help house purchasers who have little or no down payment, this mortgage is available for 100% of the value or sale value of your home (whichever is lower), up to a max credit amount of £125,000. With our Mortgage Warranty we also promise to offer you our best services or we will give you £100!

There are no setup charges, but a higher rental fee will be charged on our 100% mortgage. Every loan is considered to be of the same type and meets our loan requirements, which require a solvency check. In case you do not fulfill the affordable rating, our staff will tell you the amount (if any) for which you can be qualified and if it is possible to borrow with a down payment.

Family- Springboard Mortgage | No Bail of the Mortgagor

Purchase a house without a bond if your relatives or friends can offer 10% of the real estate value as collateral.... You can repossess your home if you do not maintain your mortgage payments. If you are purchasing a new building, our Springboard Mortgage is not the right choice. Load the mortgage details.

Updated mortgage information is not available. BEBR refers to the Bank of England's key interest rates, which are currently 0.75% (valid from 2 August 2018). An £178,387 principal and interest mortgage due over 25 years at a 2.75% 3 year interest fix and then our 2.49% floating trackers above the Bank of England base interest rates (currently 0.75%), for the remainder of the maturity period, would take 36 £822.92 per month and 264 £863.48 per month.

Give us a call or go to a local office to arrange an interview where we can talk about whether our family springboard mortgage is right for you. Ask your lawyer what will happen if the mortgage purchaser can no longer afford his mortgage payment.

Mortgages creditors who address first-time purchasers with "zero deposit" transactions.

A growing number of mortgage providers are providing "zero deposit" mortgage loans targeted at those who want to get a foothold on the real estate manager but are fighting to conserve for a strong investment. Typically, a mortgage credit requires a first-time purchaser to make a down payment of at least five percent of the total value of a real estate asset, which is not always simple.

However, a Telegraph article indicates that a growing number of banking and mortgage institutions are turning their attention to cashless first-time purchasers by providing 100 percent loan-to-value (LTV) or zero deposit loans. The Santander deposit account has also been closed in recent months.

Your business allows first-time purchasers to use a private credit as a contribution. Sanander and other banking institutions that offer such transactions have recommended that prospective clients consult specialists before asking for "zero deposit" mortgages.